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Credit Challenged?

Many options may still be possible

Cash-Out Refinance

FHA, VA or Conventional

Minuteman Mortgage experts will help you make financing your new home as easy as possible.  As a mortgage broker, we offer hundreds of mortgage product options for almost every type of buyer –

Super Low Rate Loans for well-qualified borrowers, all the way to loans for credit-challenged borrowers.  We know how to work with you and your Realtor to find the right loan, put together the strongest offer, and close on time.  Some of our specialties include; VA and USDA - Zero Down Payment Loans, Rehab Loans, and Reverse Mortgages.  Ask about our High Balance Conforming loan that can go up to $726,525 and 90% LTV without Mortgage Insurance.

Your Mortgage Broker is your advocate to assist you in navigating the process of financing your home.   

Brian Merritt Martin Monsivais
Brian Merritt
NMLS #292485

Martin Monsivais
NMLS #425019

David Wilcox Don Williams
Don Williams
NMLS #226844

Samantha Thom
Samantha Thom
Loan Processor

Chrissy Hoover


Tania Thomas


We are conveniently located in Tanasbourne right between Hillsboro and Beaverton to make it easy for INTEL and Nike employees to visit us.  The majority of our clients live in the greater Portland Metro area but are licensed to serve anyone in the entire State of Oregon.   Our loan officers all live and work in Aloha, Forest Grove, Cornelius, Rock Creek, Bethany, Garden Home, Tigard, Tualatin, Lake Oswego, Sherwood, Newberg, and Gaston.

We make it easier...
Meet in person - over the phone - or completely Digitally

We also work well with local builders including the new developers at the South Hillsboro Project.
You can have your loan fully approved BEFORE your house is done and close just as soon as the county issues the Certificate of Occupancy.

Here is the most recent video of the progress at South Hillsboro